Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
Working capital
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital
What it is, plainly
Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.
It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.
The terms, in plain words
The words to read on a working capital offer
- Total payback
Every dollar you will hand over, from the first payment to the last: the amount, the cost and every fee. It is the one number that makes two different offers comparable.
AskWhat is the total, with every fee included?
- Fixed or daily payments
A fixed payment is the same sum on the same date, usually monthly. Daily or weekly payments are drawn from your account on a set schedule. Some advances take a share of card sales instead, so the amount moves with the till.
AskHow often, how much, and what happens in a slow week?
- Prepayment
Paying it off early. On a loan charged by interest, that usually saves money.
AskIf I pay early, what exactly do I save? Is there a penalty?
These are general meanings. The agreement you are offered is what governs, so read its own definitions before you sign. All six terms.
What it gives you
Why owners choose it
- Short term, so it clears quickly
- Funded within 24–48 hours once approved
- For any business purpose
- No out-of-pocket fees
The application
Apply once. See it all written out.
About two minutes. Choose an amount, say how to reach you, and answer a few questions about the business. No application fee and no obligation.
The application is the way in, and it takes about two minutes.
The six
All six, this one marked
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
