Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
Revenue-based funding
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Repayment
- Daily or weekly ACH
Revenue-based funding
What it is, plainly
Revenue-based funding gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.
It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.
The terms, in plain words
The words to read on a revenue-based funding offer
- Total payback
Every dollar you will hand over, from the first payment to the last: the amount, the cost and every fee. It is the one number that makes two different offers comparable.
AskWhat is the total, with every fee included?
- Fixed or daily payments
A fixed payment is the same sum on the same date, usually monthly. Daily or weekly payments are drawn from your account on a set schedule. Some advances take a share of card sales instead, so the amount moves with the till.
AskHow often, how much, and what happens in a slow week?
- Prepayment
Paying it off early. On a loan charged by interest, that usually saves money.
AskIf I pay early, what exactly do I save? Is there a penalty?
These are general meanings. The agreement you are offered is what governs, so read its own definitions before you sign. All six terms.
What it gives you
Why owners choose it
- Low credit scores considered
- Limited credit history considered
- Funded in 24–48 hours once approved
- No out-of-pocket fees
The application
Apply once. See it all written out.
About two minutes. Choose an amount, say how to reach you, and answer a few questions about the business. No application fee and no obligation.
The application is the way in, and it takes about two minutes.
The six
All six, this one marked
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
